Ratgeber · FindYourGolfClub

Golf club insurance – what is covered?

Home contents, golf insurance, travel luggage – the complete overview.

Home contents insurance – when does it apply?

Home contents insurance covers theft, fire and water damage. For golf clubs: theft from a locked car may be covered (check for off-premises clause). Loss through forgetfulness is NOT covered.
Does my home contents insurance cover stolen golf clubs?

If you have an off-premises clause, yes – up to a defined amount. Without it, clubs outside the home are not covered.

What if my clubs were stolen from the car?

From a locked car, this is typically covered by comprehensive auto insurance or home contents with off-premises cover. A police report is required.

Specialist golf insurance

A golf insurance policy costs around €60–120 per year and covers: theft of clubs on the course or in the clubhouse, accidental damage, liability (if you hit someone), sometimes loss.
Is golf insurance worth it?

Yes – especially if your equipment is worth more than €2,000. The annual premium is low compared to the potential loss.

Does golf insurance cover loss (not theft)?

Some tariffs cover loss through forgetfulness. This must be explicitly stated in the policy.

Lost a club? Report it free – AI finds the finder automatically.

report_problem Report loss

Travel luggage insurance for golf trips

For golf trips abroad, travel luggage insurance is recommended. It covers loss, damage or delay of luggage (including club bag) by the airline.
What to do if my club bag is lost on a flight?

Immediately file a PIR (Property Irregularity Report) at the baggage desk. Contact the airline and travel insurer. Photos of the bag help with reimbursement.

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Always free – even after your club is found

Reporting is free. The match is free. And when your club is back in your bag, it is still free. No fee, no commission, no subscription, no payment details.

Why? Your club is usually already sitting in a lost-and-found box – nobody just knows about it. Making that connection costs us money, not you. We earn nothing from your data, and we do not charge a fee for giving you back your own club.

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