Golf club insurance: what’s covered?
Home insurance, golf insurance, travel baggage — the complete overview.
Home insurance: when does it apply?
Does my home insurance cover stolen golf clubs?
If you have an off-premises clause, yes, up to a set limit. Without it, clubs outside your home are not covered. Read your policy.
What if my clubs were stolen from my car?
From a locked car, this is typically covered by comprehensive auto insurance or by home insurance with off-premises coverage. You’ll need a police report.
Specialized golf insurance
Is golf insurance worth it?
Yes, especially if your equipment is worth more than €2,000. The annual premium is low compared with the potential loss.
Does golf insurance cover loss (not theft)?
Some policies also cover clubs you forgot or left behind. This must be stated explicitly in the policy; without it, only theft is covered.
Lost a club? Report it free — AI automatically looks for the finder.
Report a Lost ClubTravel baggage insurance for golf trips
What should I do if my golf bag is lost on a flight?
Right away, file a PIR (Property Irregularity Report) at the airport’s baggage service desk. Contact the airline and your travel insurer. Photos of the bag help with reimbursement.
Reporting is free. The match is free. And when your club is back in your bag, it’s still free. No fee, no commission, no subscription, no payment details.
Why? Your club may already be sitting in a lost-and-found box, and nobody knows it’s there. Making that connection costs us money, not you. We don’t make money from your data, and we don’t charge you for getting your own club back.
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